Jumat, 27 Februari 2009

Ways Kids Make Money - Let Web Design Decorate Their Bank Account


Kids always want a bit of extra money and finding ways to make that money can be a challenge. For the computer savvy kids though, there exists unique opportunities and a huge market for their skills.

The Internet presents a wide open market that grows more rapidly every year. Perhaps you are one of those kids who have grown up being in very close contact to this new digital age, and like many others have marketable skills in web design, and programming.

Even more important is that the demand for these skills at affordable prices is growing very quickly, due to the fact that everyone is getting online, and wants to be a part of this new interactive community.

Chances are you know a large number of people that either have or want a MySpace page, blog, or website of their own. Since not everybody has the knowledge to create these personal virtual spaces, or wants their space to look unique, they will often look for someone that has the knowledge to create these sites for them. Since designers can be very expensive, with single page designs demanding top dollar, there is a need for competent affordable design services.

Depending on your skills, be prepared to offer a wide range of services, such as MySpace layouts, installing and creating custom skins for blogs, and designing websites. Offering graphics such as logos and buttons can also create a small source of income if you have the skills to create them. Be willing to work with the customer, helping them learn to use what you have designed for them will go a long way. Remember many of these clients are new to the Internet and need not just your technical skills but your advice as well.

Check around the Internet to get an idea of how to set your prices, but also take into account what people in your area can afford. These services often go for premium prices; putting them out of the range of the average kid or working class person, so use this to your advantage.

Typically your first clients will be your friends, and perhaps the parents of your friends to start with, do a good job for them and word will spread, soon you will have more work than you know what to do with. Be sure to have your own personal website if you do not already, this will not only show others what you can do, but will give you a base from which to work as your business grows.

Ask your clients to keep a link on their site, to yours, giving you credit for your work, this in fact is standard practice in the design world. Also ask them to write up a review for you, these reviews and links to their site, will help your business grow beyond your circle of friends.

Once you have built up a portfolio of your work, searching for websites that allow you to advertise your services can be a great next step. Keep your prices reasonable as you build up a base of customers and fine tune your skills, once you have built up a good reputation for yourself, you can adjust your prices accordingly.

Web design is a highly competitive field, but for the computer savvy kids it still provides an excellent opportunity to earn a great income, while building their own business and skills for the future.

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Senin, 23 Februari 2009

Some Fun (And Cool) Ways For Kids to Make Money Online!


What? Ways for kids to make money? Aren't they supposed to only spend money? Oh no, you can turn the tables in your favor! There's several ways for kids to make money, but of course, you have to consider the age of the kid. Obviously, the older the child, the more opportunity they will have.

How much time do your children spend online? A lot? Well, what if they were actually making a little money while they were surfing the net? How would that be? Traditionally, kids started out raking leaves, shoveling snow or running a paper route. Then they would graduate to working in fast food, or a grocery store. That's still totally cool, but not all that exciting for the kids themselves.

Ever hear of internet marketing? If a child can write proficiently, there are lots of ways for kids to make money online. Maybe they could write articles for people or create short reports on a subject such as video games (which most of us have no idea about!). Another cool way for kids to make some money with internet marketing is providing routine, boring services for marketers. Services like setting up social bookmarking accounts, etc. Marketers are happy to pay for this mundane work, usually about $1 per account. So, 25 accounts in one day = $25. Not bad for a kid having some fun on the internet.

Another cool idea is having kids complete online surveys for money. This keeps them interested as they are aware of their earnings with every completed submission. Or what about online auctions such as eBay? Kids are very experts on trading cards, cartoon characters, movies, video games, etc. Put that knowledge to use! Maybe they can eagerly search out an opportunity, where you or I would simply overlook.

A word of caution, you will want to make sure to monitor and restrict access to certain sites to protect a child. You never want their safety to be compromised. Again, all of this depends on the maturity level of a child. Maturity, keyboarding skills and grammar, of course, play a big role in what they are qualified to do.

Really, you are only limited by your imagination when it comes to finding ways for kids to make money online.
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Senin, 12 Januari 2009

Raising Money - $mart Kids


It's never too early to begin teaching your kids about the value of money. But where do you begin - especially if your own money-saving habits haven't been the best. Following are some tips to help you get your children started.

1) Provide an allowance. Age six or seven is a common starting point. Before receiving an allowance, kids should: be able to count, add and subtract, be familiar with the different coins and bills, show an interest in money or spending.

2) Set an example. Show your child how you've created your household budget and involve your child in shopping. Create a shopping list together - then stick to it.

3) Teach children to comparison shop. Go online to research prices at different stores. Instruct kids to keep receipts so defective items may be returned.

4) Limit TV time. The constant messages buy, buy, buy everything from fast food to toys can take a toll on a parent - and a child's - wallet.

5) Take a trip to your local bank or credit union. Even five-year-olds can benefit by opening their own saving account.

6) Make teens responsible. By buying some of their own clothes and other necessities, teens may better appreciate how much things cost.

7) Set short-term goals. Five- or six-year-olds might save for a five-dollar toy that they can get in just two or three weeks, while 10-year-olds might save for a larger-cost item over several months. When kids feel the power of delayed gratification, it teaches them that they can set meaningful goals.

Use the 10 - 30 - 30 - 30 "Percent System"

Many financial professionals recommend using the "10 percent - 30 percent - 30 percent - 30 percent" system to help your child split up any money he or she earns or receives. Show your child how to divide the money and put it in four separate jars. Here's how it works:

1) 10 percent Charity - Take 10 percent off the top to share.

2) 30 percent Quick cash - Use this 30 percent for instant gratification.

3) 30 percent Medium-term Savings - Save this 30 percent for 1-6 months to purchase something special.

4) 30 percent Long-term Savings - Use this 30 percent for important things in the future, such as a college fund.

Giving Back While some families tithe or require their kids to set aside part of their allowance for charitable giving, other activities can also make an impact on children. Here are some suggestions to help teach kids the value of giving back.

1) Designate a container in which your children can deposit their loose change. When the jar is full, they can donate the money to a charity.

2) Ask your kids to help choose a gift for a holiday toy drive.

3) Have your kids round up clothes they've outgrown or toys they no longer play with. Take them with you when you donate the items to the Goodwill or Salvation Army.

4) Remember that charity involves gifts of time as well as money. Encourage your children to offer their services (without pay) to help the elderly or water plants and feed pets for vacationing neighbors.
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