Jumat, 27 Februari 2009
Kids always want a bit of extra money and finding ways to make that money can be a challenge. For the computer savvy kids though, there exists unique opportunities and a huge market for their skills.
The Internet presents a wide open market that grows more rapidly every year. Perhaps you are one of those kids who have grown up being in very close contact to this new digital age, and like many others have marketable skills in web design, and programming.
Even more important is that the demand for these skills at affordable prices is growing very quickly, due to the fact that everyone is getting online, and wants to be a part of this new interactive community.
Chances are you know a large number of people that either have or want a MySpace page, blog, or website of their own. Since not everybody has the knowledge to create these personal virtual spaces, or wants their space to look unique, they will often look for someone that has the knowledge to create these sites for them. Since designers can be very expensive, with single page designs demanding top dollar, there is a need for competent affordable design services.
Depending on your skills, be prepared to offer a wide range of services, such as MySpace layouts, installing and creating custom skins for blogs, and designing websites. Offering graphics such as logos and buttons can also create a small source of income if you have the skills to create them. Be willing to work with the customer, helping them learn to use what you have designed for them will go a long way. Remember many of these clients are new to the Internet and need not just your technical skills but your advice as well.
Check around the Internet to get an idea of how to set your prices, but also take into account what people in your area can afford. These services often go for premium prices; putting them out of the range of the average kid or working class person, so use this to your advantage.
Typically your first clients will be your friends, and perhaps the parents of your friends to start with, do a good job for them and word will spread, soon you will have more work than you know what to do with. Be sure to have your own personal website if you do not already, this will not only show others what you can do, but will give you a base from which to work as your business grows.
Ask your clients to keep a link on their site, to yours, giving you credit for your work, this in fact is standard practice in the design world. Also ask them to write up a review for you, these reviews and links to their site, will help your business grow beyond your circle of friends.
Once you have built up a portfolio of your work, searching for websites that allow you to advertise your services can be a great next step. Keep your prices reasonable as you build up a base of customers and fine tune your skills, once you have built up a good reputation for yourself, you can adjust your prices accordingly.
Web design is a highly competitive field, but for the computer savvy kids it still provides an excellent opportunity to earn a great income, while building their own business and skills for the future.
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Senin, 23 Februari 2009
What? Ways for kids to make money? Aren't they supposed to only spend money? Oh no, you can turn the tables in your favor! There's several ways for kids to make money, but of course, you have to consider the age of the kid. Obviously, the older the child, the more opportunity they will have.
How much time do your children spend online? A lot? Well, what if they were actually making a little money while they were surfing the net? How would that be? Traditionally, kids started out raking leaves, shoveling snow or running a paper route. Then they would graduate to working in fast food, or a grocery store. That's still totally cool, but not all that exciting for the kids themselves.
Ever hear of internet marketing? If a child can write proficiently, there are lots of ways for kids to make money online. Maybe they could write articles for people or create short reports on a subject such as video games (which most of us have no idea about!). Another cool way for kids to make some money with internet marketing is providing routine, boring services for marketers. Services like setting up social bookmarking accounts, etc. Marketers are happy to pay for this mundane work, usually about $1 per account. So, 25 accounts in one day = $25. Not bad for a kid having some fun on the internet.
Another cool idea is having kids complete online surveys for money. This keeps them interested as they are aware of their earnings with every completed submission. Or what about online auctions such as eBay? Kids are very experts on trading cards, cartoon characters, movies, video games, etc. Put that knowledge to use! Maybe they can eagerly search out an opportunity, where you or I would simply overlook.
A word of caution, you will want to make sure to monitor and restrict access to certain sites to protect a child. You never want their safety to be compromised. Again, all of this depends on the maturity level of a child. Maturity, keyboarding skills and grammar, of course, play a big role in what they are qualified to do.
Really, you are only limited by your imagination when it comes to finding ways for kids to make money online. Read More..
Senin, 12 Januari 2009
It's never too early to begin teaching your kids about the value of money. But where do you begin - especially if your own money-saving habits haven't been the best. Following are some tips to help you get your children started.
1) Provide an allowance. Age six or seven is a common starting point. Before receiving an allowance, kids should: be able to count, add and subtract, be familiar with the different coins and bills, show an interest in money or spending.
2) Set an example. Show your child how you've created your household budget and involve your child in shopping. Create a shopping list together - then stick to it.
3) Teach children to comparison shop. Go online to research prices at different stores. Instruct kids to keep receipts so defective items may be returned.
4) Limit TV time. The constant messages buy, buy, buy everything from fast food to toys can take a toll on a parent - and a child's - wallet.
5) Take a trip to your local bank or credit union. Even five-year-olds can benefit by opening their own saving account.
6) Make teens responsible. By buying some of their own clothes and other necessities, teens may better appreciate how much things cost.
7) Set short-term goals. Five- or six-year-olds might save for a five-dollar toy that they can get in just two or three weeks, while 10-year-olds might save for a larger-cost item over several months. When kids feel the power of delayed gratification, it teaches them that they can set meaningful goals.
Use the 10 - 30 - 30 - 30 "Percent System"
Many financial professionals recommend using the "10 percent - 30 percent - 30 percent - 30 percent" system to help your child split up any money he or she earns or receives. Show your child how to divide the money and put it in four separate jars. Here's how it works:
1) 10 percent Charity - Take 10 percent off the top to share.
2) 30 percent Quick cash - Use this 30 percent for instant gratification.
3) 30 percent Medium-term Savings - Save this 30 percent for 1-6 months to purchase something special.
4) 30 percent Long-term Savings - Use this 30 percent for important things in the future, such as a college fund.
Giving Back While some families tithe or require their kids to set aside part of their allowance for charitable giving, other activities can also make an impact on children. Here are some suggestions to help teach kids the value of giving back.
1) Designate a container in which your children can deposit their loose change. When the jar is full, they can donate the money to a charity.
2) Ask your kids to help choose a gift for a holiday toy drive.
3) Have your kids round up clothes they've outgrown or toys they no longer play with. Take them with you when you donate the items to the Goodwill or Salvation Army.
4) Remember that charity involves gifts of time as well as money. Encourage your children to offer their services (without pay) to help the elderly or water plants and feed pets for vacationing neighbors. Read More..
Sabtu, 06 Desember 2008
Parents are often stuck with saying "No" or giving in and fearing the lesson we are teaching the children. The constant questions from the kids of; "Can I have...? I really want...? Will you buy me...?" can get tiring and wear a family down. What if you could make a game of it learning the responsibility of earning money? Make earning money a family affair!
Even though kids are always begging for candy, toys, games, and whatever else their eyes see or their minds dream, there truly is Good News! As they get older, their wants and desires can be turned into a great way of teaching them responsibility.
Depending on the age of your child, laws prohibit children from being employed under a certain age. Those laws are there for very good reasons. However, that doesn't mean there aren't other ways for your child to earn some of their own money through their own efforts.
Although any venture with the kids does require parental assistance, the lesson the children will learn can be so huge! If they work to earn the extra niceties, it is far more likely they will sooner, rather than later, learn the true value of money.
lemonade/ kool-aid/ food stand- This has been a fun activity and a good way to earn money since we were little. All they have to do is make up some sort of beverage or some brownies and put up their little stand on the sidewalk in front of the house.
soda-can collecting- Most states have a recycle plant you can bring cans to and get a few cents a piece for them. Have them pick up cans around the house, or they can make a special trash can for everyone to put their soda cans in. You can also make a family day where the whole family goes and picks up cans at a park or any local public area. You would be helping the environment, teaching responsibility and helping them make a little money.
yard work- At whatever age you believe is safe, children can start to shovel snow, rake leaves, mow, water flowers, pull weeds, etc. When they become good at the family lawn, have them try one of the neighbor's yard work. After awhile, they can do lawn chores for people around the community. This can be great money if they work hard.
babysit- If your child is the oldest and you have younger children, let them babysit for you while you do household projects. When they get old enough and you are comfortable with their ability and experience, take short outings while you go to dinner. Again, with experience and ability, add a movie (it's a win-win!). If there are no younger siblings, let the neighbors know that you would like to help your child learn to babysit. Offer to have the neighbor child come to your home, under your supervision. Let the neighbor know that you will be there at all times but your child is practicing babysitting. Let them earn a little money while learning.
arts and crafts stand- Most kids have fun making arts and crafts, so why not make a little money for it? They can make greeting cards, bracelets, origami, pictures, or any other creative idea they can think of. Set up a little stand in front of your house. Kids know what other kids want and if they are good at it, let them sell their craft projects for 50 cents to their peers and neighbors.
pet sitting or walking- Let them start off with their own pets. Teach them the proper food and water responsibilities for the family pets. When they are more experienced and a little older, let them walk the pets, with you along. When you are comfortable, help them make a flyer for your neighbors announcing minor pet care. For a small fee, there will be neighbors who would truly appreciate some help with their pets.
garage sale- All children grow out of their toys and typically they are just shoved in a closet somewhere. Why not gather them up and put on a little garage sale and make some other child happy they got a good deal on a toy? You will get your house decluttered why your child earned some extra money.
Of course prices are a big part of these little jobs and it's a great way to teach them a little bit about a business. It all depends on how good of a job they do and how much effort they put in to their project while they are experiencing the responsibility of having to work for money. Doing little jobs like these is an essential part of a kid's life and a window of their adult life.
Jumat, 05 Desember 2008
Easy Ways For Kids To Make Money
There are a lot of easy ways for kids to make money, and in today's world, it is easier than it has ever been before. The internet and world wide web have opened up opportunities for anyone to make money with nothing but time and energy. This is especially true when asking about easy ways for kids to make money.
Kids know what kids want. The internet and the youth market is a great place for money to be made. As a kid, kids know what other kids are interested in and looking for and kids today spend more money and have access to more money than they ever have at any point in history .makeeasymoneyinfo.blogspot.com
By creating a website or finding products that pay, it can be very simple to find easy ways for kids to make money. Kids now days know more about the internet and computers than almost all adults out there. Building a website with information and products that kids want is a simple process for most kids. It's a a very easy ways for kids to make money.
The other way is to use the networks that kids build online. Chat rooms, myspace, facebook, and a million other social websites that kids use and create huge lists of friends all offer the opportunity for kids to make easy money online. Find products that your lists would buy and start letting them know about these products. Send them links and do it in ways that will cause people to send them to their friends.There are lost of easy wasy for kids to make money, especially with the internet. Sharing information is the greatest use of the information. People want information about anything and everything you can think of. Use the steps offered at wealthylifesecrets.com and you will have money in your pockets in as little as a few days. Read More..
Kamis, 04 Desember 2008
It's true. After a lifetime of playing and having earned literally hundreds of thousands of dollars, they end up with nothing.
So where did all their hard-earned cash go? The answer is, it passed right through their fingers.
While schools are great at teaching algebra, calculus, and geometry... how many of us learned about the basics of personal finance and creating financial security for ourselves?
The truth is, the earlier you learn to handle money, the more likely you are to manage it properly and live a prosperous life.
So why not provide a little home schooling for your family and teach them the basics? Here are 7 important lessons to instill in your kids about money:
1. Save something of what you earn
Acquiring the savings habit is one of the smartest things you can ever do.
If you're reading this now as a middle-aged parent, imagine how much you'd have in the bank today if you'd saved 10% of everything you'd ever earned.
(It's almost scary to think about, isn't it?)
Teach your kids to save a little of everything they earn.
2. Don't borrow what you can't pay back
Debt is one of the greatest social diseases of our time. The price to pay for the "have now, pay later" philosophy is that you certainly will pay later.
Debt imprisons you in a job you don't like, creates stress and anxiety in your life, and erodes your wealth creation program.
You will never become rich while you're in debt. Period.
Teach your kids the value of delayed gratification. "If in doubt, go without".
3. To give is to get
Managing money doesn't mean hoarding it and locking it away in its own purpose-built high security jail. It simply means being careful, spending wisely, and acquiring a regular savings habit.
Teach your kids that donating money to worthwhile causes is a noble thing to do, and that the money returns to you in more ways than you can imagine.
4. Money isn't evil
"Money is the root of all evil" and "filthy lucre" are phrases you'll hear banded around.
Money actually brings enormous good into the world. For example:
- Creating wealth helps create jobs for others
- Investing in business helps to bring solutions into people's lives by way of innovative products and services
- Acquiring a great fortune allows you to donate more money to charity - or even start your own trust fund
Teach your kids that money is neither good nor bad - it's what you do with it that makes the difference.
5. If you don't spend much, you can't lose much!
One of the oldest wealth-creation maxims is, "It takes money to make money".
Unfortunately, it also takes money to lose money.
Teach your kids the value of caution when entering into financial affairs. And let them know that many self-made millionaires started with literally nothing.
6. Get the best price for everything you can
Your financial health is really the difference between how much you earn and how much you spend. It therefore makes sense not to pay any more money for something than you have to.
Teach your kids that bargain-hunting doesn't make you a "miser" - just a sensible individual.
7. The fast buck is your last buck
Sooner or later everyone gets offered a "surefire" method of making a fortune, whether it's the three-card trick, a once-in-a-lifetime investment plan, or some time-limited business opportunity only available to a select few...
Don't fall for too-good-to-be-true scams.
Teach your kids that wealth creation is a simple and timeless process based on common sense.
If you had learned the above principles when you were 10 years old, and had applied them every day of your life, would you be financially healthier today?
Teach your kids the timeless truths of acquiring and keeping wealth.
Knowledge truly is the most precious gift you can give. Read More..
There’s a real disconnect between what parents think is important for kids to learn and what they are actually teaching them. More parents teach their kids how to shop rather than how to save. Only one family in five involves their teenagers in family budget matters.
Here are some ways to be good role models for your kids and also to teach them the basics of money.
- Give them some
An allowance is crucial to a child’s ability to learn to manage money. So is the leeway to make mistakes. Encourage them to spend some of their money on fun things, to save some for their own longer-term goals and donate some. When they spend it all on candy the first day, don’t bail them out for weekend movies.
- Match savings
Offer to match the amount your kids set aside for the long term.
- Encourage them to play online games
There are a variety of kid-focused calculators and money games on line.
- Make them work for it
Teens should have jobs. Kids who work have more pride in them and much more interest in learning to manage their money correctly. They’re better savers, too.
- Model good behavior
If your own credit cards are maxed out, that’s what your kids will think is normal. If you’re fixing the situation through belt tightening and extra monthly payments, do talk about that at the table. You don’t have to let your kids see your pay-cheque or know the intimate details of the family’s finances, but they should see you saving and investing, and talking about money in a way that is calm, healthy, and not fraught with emotion.
- Talk about family choices
Instead of just saying ‘yes’ or ‘no’ at the supermarket or toy store, say things like ‘if we buy this today, we won’t have enough money for pizza night on Friday’ Have a dinner conversation about how the family’s ‘fun budget’ might cover a flat screen TV or a week at the beach, but not both.
- Do a few formal lessons
They don’t even have to be fun. Sit down at the table and show your older child or teen how to balance a cheque-book, how to write a budget and the mechanics of paying bills on time. Teach them how to use their check register whenever they use their ATM/debit card.
- Increase their responsibilities as they get older
Give a teen his own clothing budget. Make a driver buy her own gas. Get a credit card for high-school seniors or college students as soon as they are old enough to qualify, but make sure the credit limit is low. Even if you’re supporting them at school, make them pay the bills.
- Don’t worry about it all sinking in at once
Some kids are just more money-oriented than others, just like adults. The better the financial behavior they see, and the more formal and informal lessons you’ve been able to deliver, the more financially stable they’ll be in the long run. Even if they have to eat a few late fees and overdraft charges to get there.